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Terry Parker's Articles

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  • Four Ways To Save Money On Your California Home Mortgage
    You are already probably paying hundreds of thousands of dollars for a home in California or more. So you certainly do not want to spend unnecessary additional money on closing costs, lender fees, higher interest rates, and other hidden costs. Ways to save on your home mortgage are not immediately obvious, especially when you are not familiar with all the ways lenders can tack on additional costs to the total amount of the mortgage. Use these tips for ways to save money on your home mortgage.
  • How To Successfully Refinance When You Have Bad Credit
    Obtaining a mortgage if you have bad credit is more possible today than it has been in the past. Perhaps lenders have become more lenient out of compassion for consumers who have had problems in the past. Or quite possibly, they have realized that borrowers who are seeking financing with a less than perfect financial record are just as much a profitable market as customers with a more favorable status.
  • How To Use A Good Faith Estimate When Shopping For A Mortgage
    When shopping for a loan many people focus on the interest rate or the APR. This is indeed a very important part of the loan. But only by comparing the Good Faith Estimate provided by a lender can you determine if they are really giving you a good deal or if they are trying to take you for a ride around the block. This article shows how to use the Good Faith Estimate to scrutinize and compare lenders and get the best loan.
  • Why A Lender May Not Accept Your Recent Credit Report
    Everyone knows that when you shop for a car, house, or anything else you plan on purchasing using credit, the terms and rates will be dependent on your credit rating. Therefore, many consumers will pull a personal credit report to use when shopping around to see what type of deal a merchant, creditor or lender may be able to give them.
  • Guide To How California Real Estate Fees Are Typically Divided
    Guide to how residential real estate fees are divided among buyers and sellers in California.
  • What You Need To Know About Adjustable Rate Mortgages
    One out of three people choose an adjustable rate mortgage but very few understand how they work. This article expalins the four key parts and gives tips for getting the best one when mortgage shopping.
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